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First Brandon Bank.  The Otter Bank.  Mortgages. First Brandon Bank.  The Otter Bank.    Individual Retirement Accounts.

Mortgages

Benefits

At First Brandon Bank, we are committed to making your dreams come true with creative financing solutions, flexible underwriting criteria and a host of fixed and variable rate options.

Put our strength to work for you.

  • 10, 15, 20, 30 Year Fixed Rate Mortgages
  • Adjustable Rate Programs
  • Manufactured Housing Programs
  • Affordable Housing Programs
  • First Time Homebuyers Programs
  • Second Home Loans
  • Jumbo Loans
  • Investment Property Loans
  • 1-4 Family, Owner Occupied Loans
  • Non-conforming Mortgages
Learn More To learn more about our mortgage programs, contact our Mortgage Originator, Brendan Chamberlain at 802-247-5771 or bchamberlain@firstbrandon.com.

Apply at our Online Mortgage Center

Click here for our Mortgage Calculator

Reverse Mortgages

Benefits

Reverse mortgages are designed for homeowners 62 years or older who own their own homes. They allow homeowners to convert their home's equity into cash without having to make monthly loan payments. Best of all, the homeowner retains full ownership of their home.

Highlights
  • Repayment is not based on monthly income, but rather the equity in your house
  • Borrower retains full ownership of the home
  • No repayment is made until the borrower no longer lives in the home
  • The loan can be paid off early, and the home does not need to be sold to make repayment
  • All remaining equity after repayment belongs to the borrower, or his/her heirs
  • Borrower never owes more than the value of the home at sale
  • Social Security and Medicare benefits are generally not effected - consult with an advisor
Learn More

To consult with our Reverse Mortgage Specialist; simply visit one of our branch locations or call us at 802-247-5771 to schedule an appointment

 

Click here to read our Security Statement

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