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Our Website Privacy Policy
Information you submit via this web site, or
that you provide in email, is used only to
process your request and respond to you. We do
not share such information, including email
addresses, with companies or agencies that are
not affiliated with First Brandon unless we are
required by law or court order.
We do gather aggregate data regarding our
website, including domain name, pages visited,
length of user sessions and other statistics to
evaluate the usefulness of our website. We may
also use software “cookies” when you are
accessing NetTeller®, our internet banking
product. No “cookie” will contain information
that would enable anyone to contact you via
telephone, email or U.S. mail. (A “cookie” is a
small piece of information that a website stores
in the web browser of your PC and can later
retrieve. A “cookie” cannot be read by a web
site other than the one that set the “cookie”.
You can set your web browser to inform you when
“cookies” are set or to prevent “cookies” from
being set.)
This web site provides links to additional web
sites. Any information requested by any of those
sites will be governed by the privacy policy at
those sites. The opinions and views expressed at
the web site links provided do not necessarily
reflect the opinions and views of First Brandon.
Our Privacy Policy
About Your Privacy
Protecting your
privacy is important to First Brandon National
Bank and our employees. We understand that you
expect your information to be kept confidential
and secure. This notice explains what information
we collect about you, how we use it and how we
protect it, and how it applies to our individual
customers who obtain products and services from us
for personal, family or household use.
What Information
We Collect
We may collect
“nonpublic personal information” about you from
the following sources:
• Information we
receive from you on applications or other loan and
account forms;
• Information
about your transactions with us or others; and
• Information we
receive from third parties such as credit bureaus.
“Nonpublic
personal information” is nonpublic information
about you that we obtain in connection with
providing a financial product or service to you.
For example, nonpublic personal information
includes information regarding your account
balance, payment history, parties to transactions
and overdraft history.
What Information
We Disclose
We only disclose
information about you as permitted by law.
We may disclose
nonpublic personal information about you to
nonaffiliated third parties (third parties that
are not related to us by common control) in
certain circumstances, as permitted by law. For
example, we may disclose nonpublic personal
information about you to third parties that
perform services on our behalf, such as companies
that assist us in processing a transaction you
have initiated or in servicing or enforcing your
loan or other account or agreement with us; to
banking regulators and other government entities;
to comply with legal process; to our own
attorneys, accountants or auditors; to credit
bureaus; and to comply with your request or
authorization to disclose.
We may disclose
all of the information we collect, as described
above, to companies that perform services on our
behalf to market our own products and services,
such as mail house contractors, printers and
market research firms.
We may also
disclose nonpublic personal information about you
to nonaffiliated third parties we may contract
with to jointly offer you financial products and
services, such as securities broker-dealers,
insurance firms, mortgage bankers, leasing
companies, fiduciary and investment advisory firms
and credit card companies. The information about
you that we disclose to such companies will be
limited to your contact information (such as name,
address and phone number) and information about
our own transactions and experiences with you
(such as the fact that you maintain an account
relationship with us and your account balances and
payment history with us).
Medical or Health
Information
We do not share
medical or health information with anyone except
to process transactions or to provide services you
have requested or initiated.
Former Customers
If you decide to
close your account(s) or become an inactive
customer, we will continue to treat your
information in accordance with this policy.
Our Security Procedures
We also take steps to
safeguard customer information. We restrict
access to your personal and account
information to those employees who need to
know that information to provide products or
services to you. We educate our employees
about the importance of confidentiality and
customer privacy. Employees who violate our
confidentiality standards will be subject to
disciplinary measures. We maintain
physical, electronic, and procedural
safeguards that comply with applicable legal
standards to guard your nonpublic personal
information.
"Do Not Call" Policy
First Brandon National Bank maintains a "Do Not Call" List.
Click to view our "Do Not Call" Policy.
Questions?
If you have
any questions about our privacy practices,
please feel free to contact us at
1-800-247-5144
(toll free) or 1-802-247-5771
or write us at:
First Brandon
National Bank, c/o Financial Privacy
Officer, P.O. Box 9, Brandon, Vermont, 05733.
Future Updates
This policy
replaces any earlier privacy notice or
policy and may be further updated or revised
from time to time. You will be notified in
writing of any changes.
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