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Privacy Statement
First Brandon National Bank.  The Otter Bank.   Privacy Statement. First Brandon National Bank.  The Otter Bank.   Privacy Statement.

Our Website Privacy Policy


Information you submit via this web site, or that you provide in email, is used only to process your request and respond to you. We do not share such information, including email addresses, with companies or agencies that are not affiliated with First Brandon unless we are required by law or court order.

We do gather aggregate data regarding our website, including domain name, pages visited, length of user sessions and other statistics to evaluate the usefulness of our website. We may also use software “cookies” when you are accessing NetTeller®, our internet banking product. No “cookie” will contain information that would enable anyone to contact you via telephone, email or U.S. mail. (A “cookie” is a small piece of information that a website stores in the web browser of your PC and can later retrieve. A “cookie” cannot be read by a web site other than the one that set the “cookie”. You can set your web browser to inform you when “cookies” are set or to prevent “cookies” from being set.)

This web site provides links to additional web sites. Any information requested by any of those sites will be governed by the privacy policy at those sites. The opinions and views expressed at the web site links provided do not necessarily reflect the opinions and views of First Brandon.


 

Our Privacy Policy

 

About Your Privacy

Protecting your privacy is important to First Brandon National Bank and our employees.  We understand that you expect your information to be kept confidential and secure.  This notice explains what information we collect about you, how we use it and how we protect it, and how it applies to our individual customers who obtain products and services from us for personal, family or household use.

 

What Information We Collect

We may collect “nonpublic personal information” about you from the following sources:

• Information we receive from you on applications or other loan and account forms;

• Information about your transactions with us or others; and

• Information we receive from third parties such as credit bureaus.

 

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you.  For example, nonpublic personal information includes information regarding your account balance, payment history, parties to transactions and overdraft history.

 

What Information We Disclose

We only disclose information about you as permitted by law.

 

We may disclose nonpublic personal information about you to nonaffiliated third parties (third parties that are not related to us by common control) in certain circumstances, as permitted by law.  For example, we may disclose nonpublic personal information about you to third parties that perform services on our behalf, such as companies that assist us in processing a transaction you have initiated or in servicing or enforcing your loan or other account or agreement with us; to banking regulators and other government entities; to comply with legal process; to our own attorneys, accountants or auditors; to credit bureaus; and to comply with your request or authorization to disclose.

 

We may disclose all of the information we collect, as described above, to companies that perform services on our behalf to market our own products and services, such as mail house contractors, printers and market research firms.

 

We may also disclose nonpublic personal information about you to nonaffiliated third parties we may contract with to jointly offer you financial products and services, such as securities broker-dealers, insurance firms, mortgage bankers, leasing companies, fiduciary and investment advisory firms and credit card companies.  The information about you that we disclose to such companies will be limited to your contact information (such as name, address and phone number) and information about our own transactions and experiences with you (such as the fact that you maintain an account relationship with us and your account balances and payment history with us).

 

Medical or Health Information

We do not share medical or health information with anyone except to process transactions or to provide services you have requested or initiated.

 

Former Customers

If you decide to close your account(s) or become an inactive customer, we will continue to treat your information in accordance with this policy.

 

Our Security Procedures
We also take steps to safeguard customer information.  We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you.  We educate our employees about the importance of confidentiality and customer privacy.  Employees who violate our confidentiality standards will be subject to disciplinary measures.  We maintain physical, electronic, and procedural safeguards that comply with applicable legal standards to guard your nonpublic personal information.

"Do Not Call" Policy
First Brandon National Bank maintains a "Do Not Call" List.
Click to view our "Do Not Call" Policy.
 

Questions?
If you have any questions about our privacy practices, please feel free to contact us at 1-800-247-5144 (toll free) or 1-802-247-5771 or write us at: First Brandon National Bank, c/o Financial Privacy Officer, P.O. Box 9, Brandon, Vermont, 05733.
 
Future Updates
This policy replaces any earlier privacy notice or policy and may be further updated or revised from time to time.  You will be notified in writing of any changes.

Click here to read our Security Statement

Contents © Copyright 2006 First Brandon National Bank